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White Belt Finance: The Beginning of Your Journey

Just like in the martial arts, you’ll become a white belt the second you step on the mat.  Stepping on the mat shows your open to learning new things in your journey of self-improvement.  This applies to your personal finances as well.  Let’s first assess why you’re here:

Are you in financial trouble? Eager to learn?

Want to be a millionaire? Retirement goals?

Want to make more money? Tire of debt?

Looking for freedom?

Feel free to share yours in the comment section below.  No matter what your reason is, you’ve come to the right place to up your financial IQ.

Enter your email address on our home page to see the entire belt progression toward Black Belt mastery.

The Most Basic White Belt Principle

White Belt is about survival.  At this point, you’re not going to read a few blogs and achieve mastery.  If you are going to achieve great levels of anything, humility will have to play a role.  White Belt will test your resolve, as well as your commitment to success.

There will be days you’ll feel smashed and there will be days where quitting will run through your mind.  As the great Rickson Gracie said, “its okay to quit if something is not for you but it’s not okay to quit if you just don’t believe you can achieve it.”

The book “Jiu-Jitsu University” by Saulo Ribeiro sums it up perfectly:

“Everyone has fears, and every beginning Jiu-Jitsu practitioner at every academy will be accompanied by those fears when first stepping onto the mats.  It may be the nightmare of claustrophobia, pain, or suffocation.  In each situation, the student defeats these fears by facing them over and over again.  At any moment, the student can tap to signal an end to the fight and start again and give it another try, over time he gradually liberates himself from the cycle of fear.  This is a natural process of mental conditioning and it is the law for every student.  Through this evolution, the grappler not only overcomes fear but also the instinctive tendencies to fight and waste energy.  In place of his fear he develops confidence, fortitude, and peace in stressful times.  In other words, he liberates himself from insecurity.”

Believe it or not, this is a life lesson that absolutely relates to the world of money and finance.  Embark on this journey knowing that you will be challenged.  Know that conquering each level of resistance will bring you one step closer to your goal.  Every failure is a learning opportunity that will free you from insecurity.

Getting Comfortable with Being Uncomfortable

It’s inevitable that we will run into challenges, at any level.  What’s important is how we react to these moments, as they will directly correlate with the outcome of the situation.  For example, the most dominant position in Brazilian Jiu-Jitsu is the mount position.  If you’re caught in this position, you are flat on your back with your opponent mounted on your belly/chest.  There is pressure and extreme leverage being utilized.  Your fate will depend on your reaction.

You can “freak out” and try and throw this person off of you or you can focus on your escapes with precision and focus.

Those facing dire financial straits can easily drown in anxiety.  As in the mount, it’s hard to breath coupled with the sinking feeling in your stomach.  The more you simulate these situations, the better prepared you’ll be if the moment should arise.

Practice being uncomfortable and you’ll be more comfortable with doing so.  Life has a way of testing our resolve, why not prepare for it?

Preparation consists of seeking knowledge and applying it to your situation.  Our site will provide you with the resources you’ll need to learn the necessary skills.

White Belt Techniques & Tools

Basic Budgeting 

With the rise of FinTech, there are so many tools out there you can access straight from your phone.  Otherwise, look out for soon to come posts with various excel spreadsheets that you will easily be able to tailor for your personal needs.

Financial Psychology

It all starts with psychology.  Why do we want what we want?  Why do we do what we do?  Jiu-Jitsu Finance’s Financial Psychology upcoming series of blogs and video’s with get your mind right for financial success.

The Concept of Compound Interest

Compound Interest is THE most powerful concept in financial history.  Black Belt’s (the rich/financially free) money works FOR them rather than vice versa.  Compounding returns on passive income is the holy grail of finance.  We intend to explore the methods to achieve this and speak to those who have done so already.

Basic Economics

There is no journey to be had without a basic understanding of how money flows through our economy.  In Jiu-Jitsu, movement and body control is everything.  The same goes with money, it’s up to you to think 2 or 3 moves ahead.  This can only happen with practical knowledge of economics.  Most of this has barely been taught in American educational systems, so don’t get overwhelmed!

Blogs and explainer videos are currently in production to bring you this information.

Recommended Reading

Rich Dad, Poor Dad by Robert Kiyosaki

As I mention in my About Me, this book got me into money.  It lays out the path toward financial freedom and arms you with an effective mindset the average person hasn’t even heard of.

Think and Grow Rich by Napoleon Hill

This book is the classic of all classics in the world of self-improvement.  The principles of money are largely intertwined with its teachings.

Awaken the Giant Within by Tony Robbins

In my opinion, this is the ultimate self-help book.  Though finance is a part of it, it focuses on the process of living a fulfilled life.  Since Jiu-Jitsu Finance is using money as a vehicle toward fulfillment, this book fits right in.

Stay tuned for book reviews to come!

Final Thoughts – Don’t Get Overwhelmed!

It’s easy to feel like the road is too long.  Don’t fret, it only gets easier.

As the Neal Donald Walsh saying goes, “Life begins at the end of your comfort zone.”

Yes, your journey toward your financial goals will not be a physical fight.  I’m not making that case.  Jiu-Jitsu Finance is providing a level of progression to incrementally get you to where you want to go.  Becoming a “Black Belt” through our content will provide you with a level of financial mastery that can be used to achieve what you please.  In the end, this is not a competition against others.

We will improve together through competition with ourselves.

Eric Estevez
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